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"

Philadelphia (/?f?l?'d?lfi?/) is the largest city in the Commonwealth of Pennsylvania and its only consolidated city-county, the fifth-most-populous city in the United States, and the core of the sixth-largest metropolitan area in the country. Located in the Northeastern United States at the couence of the Delaware and Schuylkill rivers, Philadelphia is the economic and cultural center of the Delaware Valley. The population of the city was counted at 1,526,006 in 2010 and estimated at 1,553,165 in 2013, according to the United States Census Bureau. The four Pennsylvania counties nearest Philadelphia have an estimated total population of 2,510,793, while its Metropolitan Statistical Area, which includes parts of four states, is home to more than 6 million people.In 1682, William Penn founded the city to serve as capital of the Pennsylvania Colony. During the American Revolution, Philadelphia played an instrumental role as a meeting place for the Founding Fathers of the United States, who signed the Declaration of Independence in 1776 and the Constitution in 1787. Philadelphia was one of the nation's capitals during the Revolutionary War, and the city served as the temporary U.S. capital while Washington, D.C., was under construction. During the 19th century, Philadelphia became a major industrial center and railroad hub that grew from an iux of European immigrants. It became a prime destination for African Americans during the Great Migration and surpassed two million occupants by 1950. Following numerous civil rights protests and riots, the city experienced decades of heavy crime and neared bankruptcy by the 1980s. Revitalization began in the 1990s with gentrification turning around many neighbors and reversing its decades-long trend of population loss.The city is the center of economic activity in Pennsylvania, and is home to the Philadelphia Stock Exchange and seven Fortune 1000 companies. It is also known for its arts and culture. The cheesesteak and soft pretzel are emblematic of Philadelphia cuisine, which is shaped by the city's ethnic mix. The city has more outdoor sculptures and murals than any other American city, and Philadelphia's Fairmount Park is the largest landscaped urban park in the world.Philadelphia is the center of economic activity in Pennsylvania with the headquarters of seven Fortune 1000 companies located within city limits. According to the Bureau of Economic Analysis, the Philadelphia area had a total gross metropolitan product of $347 billion in 2010, the seventh-largest metropolitan economy in the United States.

 

Pittsburgh (/'p?tsb?rg/, PITS-burg) is the seat of Allegheny County. With a population of 305,841, it is the second-largest city in the U.S. state of Pennsylvania. With a metropolitan Combined Statistical Area (CSA) population of 2,659,937 it is the largest in both the Ohio Valley and Appalachia and the 20th-largest in the U.S. Pittsburgh is known as both ""the Steel City"" for its more than 300 steel-related businesses, and ""the City of Bridges"" for its 446 bridges. The city features 30 skyscrapers, 2 inclined railways, a pre-revolutionary fortification and the source of the Ohio at the couence of the Monongahela and Allegheny Rivers. This vital link of the Atlantic coast and Midwest cuts through the mineral-rich Alleghenies which made the area coveted by the French and British Empires, Virginia, Whiskey Rebels, Civil War raiders and media networks.Aside from the steel industry, Pittsburgh also led innovations and industries in aluminum, glass, shipbuilding, petroleum, foods, appliances, sports, transportation, computing, retail, automotive industry, and electronics. This creative wealth placed Pittsburgh third (after New York and Chicago) in corporate headquarters employment for much of the 20th century, second only to New York in bank assets and with the most U.S. stockholders per capita. America's 1980s deindustrialization laid off area blue-collar workers and thou of downtown white-collar workers after multi-billion-dollar corporate raids relocated the longtime Pittsburgh-based world headquarters of Oil, beam, Rockwell and house. This status as a global industry center, its melting pot of immigrant workers, and top-10 rank among the largest U.S. cities until 1950 and metro areas until 1980 left the area with renowned museums, medical centers, parks, research centers, libraries, a vibrantly diverse cultural district and the most bars per capita in the U.S.These legacies have earned Pittsburgh the title of America's Most Livable City by Places Rated Almanac, , and The Economist while having National Geographic and Today name the city a top world destination. Since 2004, the area has added over 3,000 hotel rooms with higher occupancy than 11 comparable cities.[ Pittsburgh payrolls, with the area serving as the long-time federal agency headquarters for cyber defense, software engineering, robotics, energy research and the nuclear navy. R&D leaders Carnegie Mellon University and the University of Pittsburgh annually produce multiple start as the area has earned the top rank as ""America's smartest"" with 68 colleges and universities.The nation's fifth-largest bank, eight Fortune 500 companies, and six of the top 300 US law firms make their global headquarters in the Pittsburgh area, have large regional bases that helped Pittsburgh become the sixth-best area for U.S. job growth.A leader in environmental design the city is home to 60 total and 10 of the world's first green buildings, even as billions have recently been invested in the area's energy renaissance. A renaissance of Pittsburgh's 116-year-old film industry�that boasts the world's first movie theater�has grown from the long-running Three Rivers Film Festival to an iux of major productions including Disney and Paramount offices with the largest sound stage outside Los Angeles and New York City.robotics, health care, nuclear engineering, tourism, biomedical technology, finance, education and services. Total annual payroll of the region's technology industries, when taken in aggregate, exceeded $10.8 billion in 2007, and in 2010 there were 1,600 technology companies. A National Bureau of Economic Research 2014 report named Pittsburgh the second best U.S. city for intergenerational economic mobility or the American Dream. Reflecting the citywide shift from industry to technology, former factories have been directly renovated into modern office space. has research and technology offices in a refurbished 1918-1998 factory, a complex known as Bakery Square. Some of the factory's original equipment, such as a large dough mixer, were left standing in homage to the site's industrial roots. Pittsburgh's transition from its industrial heritage has earned it praise as ""the poster child for managing industrial transition"". Other major cities in the northeast and mid-west have increasingly borrowed from Pittsburgh's model in order to renew their industries and economic base.

 

Allentown (Pennsylvania Dutch: Allenschteddel) is a city located in Lehigh County, Pennsylvania, United States. It is Pennsylvania's third most populous city, after Philadelphia and Pittsburgh, and the 224th largest city in the United States. As of the 2010 census, the city had a total population of 118,032 and is currently the fastest growing city in Pennsylvania. It is the largest city in the metropolitan area known as the Lehigh Valley, which had a population of 821,623 residents as of the 2010. It constitutes a portion of the New York City Metropolitan Area and is the county seat of Lehigh County. In 2012, the city celebrated the 250th anniversary of its founding in 1762.Located on the Lehigh River, Allentown is the largest of three adjacent cities that make up a region of eastern Pennsylvania and western New Jersey known as the Lehigh Valley. Allentown is 50 miles (80 km) north-northwest of Philadelphia, the fifth most populous city in the United States, 90 miles (140 km) east-northeast of Harrisburg, the state capital, and 90 miles (140 km) west of New York City, the nation's largest city.Allentown's economy has historically been manufacturing-based, but with a more recent turn to a more service oriented economy due to general rust belt decline in heavy industry. The city serves as the location of corporate headquarters for several large, global companies, including Chemicals,[44] PPL, and others.[45] The largest employer in Allentown is Lehigh Valley Hospital and Health Network, with more than 7,800 employees.[46]

 

Erie /'??ri/ is a city located in northwestern Pennsylvania, United States. Named for the lake and the Native American tribe that resided along its southern shore, Erie is the state's fourth-largest city (after Philadelphia, Pittsburgh and Allentown), with a population of 102,000. It was formerly the third. Erie's Metropolitan Area consists of approximately 280,000 residents and an Urbanized Area population of approximately 195,000. The city is the seat of government for Erie County. Erie is the principal city of the Erie, PA Metropolitan Statistical Area.Erie is near Buffalo, New York, Cleveland, Ohio, and Pittsburgh, Pennsylvania. Once teeming with heavy industry, Erie's manufacturing sector remains prominent in the local economy, though service industries, healthcare, higher education, and tourism are emerging as greater economic drivers. Millions visit Erie for recreation at Presque Isle State Park, as well as attractions like casino and horse racetrack named for the state park.Erie is known as the Flagship City because of its status as the home port of Oliver Hazard Perry's flagship Niagara. The city has also been called the Gem City because of the ""sparkling"" lake. Erie won the All-America City Award in 1972.Erie is the Commonwealth of Pennsylvania's primary access point to Lake Erie, the Great Lakes, and the Saint Lawrence Seaway. The city emerged as a maritime center after the American Revolution, then as a railroad hub during the great American westward expansion. Erie became an important city for iron and steel manufacturing during the Industrial Revolution and thrived well into the 20th century with big industry.

 

Reading (/'r?d??/ RED-ing) is the county seat of Berks County and with a population of 87,893 is the fifth-largest city in Pennsylvania.[1] According to the 2010 census, Reading has the highest share of citizens living in poverty in the nation. Located in southeastern Pennsylvania, it is the principal city of the Greater Reading Area.The city, approximately halfway between Philadelphia and the state capital at Harrisburg, is strategically situated along a major transportation route from Central to Eastern Pennsylvania, and lent its name to the now-defunct Reading Railroad, which transported anthracite coal from the Pennsylvania Coal Region to the eastern United States via the Port of Philadelphia. Reading Railroad is one of the four railroad properties in the classic United States version of the board game.Reading was one of the first localities where outlet shopping became a tourist industry. It has been known as ""The Pretzel City"" because of numerous local pretzel bakeries. CurrentlyPretzel bakeries call the Reading area home.Companies based in Reading and surrounding communities include.

 

Scranton is the sixth-largest city in the State of Pennsylvania behind Philadelphia, Pittsburgh, Allentown, Erie and Reading. It is the county seat of Lackawanna County in the state's northeastern region and is also the central point for the federal court of the area. With a population of 76,089, it is the largest city in the Scranton�Wilkes-Barre�Hazleton, PA Metropolitan Statistical Area, with a greater population of about 570,000, also known as the Wyoming Valley.Scranton is the geographic and cultural center of the Lackawanna River valley, and the largest of the former anthracite coal mining communities in a contiguous quilt-work that also includes Wilkes-Barre, Pittston, and Carbondale. Scranton was incorporated as a borough on February 14, 1856, and as a city on April 23, 1866. Scranton became known as ""the Electric City"" when electric lights were introduced at Dickson Locomotive Works in 1880. Six years later, the nation's first successful, continuously operating electrified streetcars began operating in the city.

 

Bethlehem is a city in Lehigh and Northampton counties in the Lehigh Valley region of the eastern portion of the U.S. state of Pennsylvania. As of the 2010 census, the city had a total population of 74,982, making it the seventh largest city in Pennsylvania, after Philadelphia, Pittsburgh, Allentown, Erie, Reading, and Scranton. Of this, 55,639 were in Northampton County, and 19,343 were in Lehigh County.Bethlehem lies in the center of the Lehigh Valley, a region of 731 square miles (1,893 km�) that is home to more than 800,000 people. Together with Allentown and Easton, the Valley embraces the Allentown-Bethlehem-Easton, PA-NJ metropolitan area, including Lehigh, Northampton, and Carbon counties within Pennsylvania, and Warren County in the adjacent state of New Jersey. Smaller than Allentown but larger than Easton, Bethlehem is the Lehigh Valley's second most populous city. In turn, this metropolitan area comprises Pennsylvania's third-largest metropolitan area and the state's largest and most populous contribution to the greater New York City metropolitan area.There are four general sections of the city: central Bethlehem, the south side, the east side, and the west side. Each of these sections blossomed at different times in the city's development and each contains areas recognized under the National Register of Historic Places. Zip codes that use the address Bethlehem totaled 116,000 in population in the year 2000. These zip codes include Bethlehem Township and Hanover Township.In July 2006, Money magazine placed Bethlehem as number 88 on its ""Top 100 Best Places to Live.""In December 2006, Las Vegas Corp was awarded a Category 2 Slot Machine License by the Pennsylvania Gaming Control Board. LVSC began work on the site, categorized as both the largest brownfield redevelopment project in the nation and the largest casino development investment made to date in the Commonwealth. Its mission was to create reinvestment and urbanization in the area. At a projected cost of $743 million, the historic Bethlehem Steel plant is being redeveloped as a fully integrated resort, to include 3,000 slot machines, over 300 hotel rooms, 9 restaurants, 200,000 square feet (19,000 m2) of retail outlet shopping, and 46,000 square feet (4,300 m2) of flexible multi-purpose space. In 2007, the casino resort company of Las Vegas began the construction of Casino Resort Bethlehem. The Casino has been projected to bring in approximately one million dollars in revenue per day as of 2009.

 

Lancaster (/'l�nk�st?r/, local /'l�?k?st?r/; Pennsylvania Dutch: Lengeschder) is a city located in South Central Pennsylvania which serves as the seat of Pennsylvania's Lancaster County and one of the older inland towns in the United States, (along with Springfield, Massachusetts; Petersburg, Virginia; Schenectady, New York, and several other early settlements).[1] With a population of 59,322, it ranks eighth in population among Pennsylvania's cities. The Lancaster metropolitan area population is 507,766, making it the 101st largest metropolitan area in the US and 2nd largest in the South Central Pennsylvania area.The city's primary industries include healthcare, tourism, public administration, manufacturing, both professional and semi-professional services, and home of the Park City Center shopping mall, the largest indoor retail facility in the region. Lancaster is known for its innovative adoption of advanced technology and hosts more electronic public CCTV outdoor cameras per capita than any other US city, despite controversy among residents. Lancaster was home to James Buchanan, the nation's 15th president, and to congressman and abolitionist Thaddeus Stevens.Lancaster City has been in the process of recreating itself recently,[when?] and there has been a growth of specialty shops, boutiques, bars, clubs, and reinvestment in downtown institutions and locations. In 2005 the creation of ""Gallery Row"" solidified the status of Lancaster as an arts destination. The art community continues to thrive and expand.

 

1213649Interstates I-76, I-78, I-81, I-83, and I-283 Waterways Susquehanna River Primary Airport Harrisburg International Airport- MDT (Major/International) Secondary Airport Capital City Airport- CXY (Minor) Public transit Capital Area Transit Website www.harrisburgpa.gov Pennsylvania Historical MarkerDesignated: September 23, 1946 Harrisburg (Pennsylvania German: Harrisbarig) is the capital city of the U.S. state of Pennsylvania and the county seat of Dauphin County and with a population of 49,673 is the ninth-largest city in the U.S. state of Pennsylvania. It lies on the east bank of the Susquehanna River, 105 miles (169 km) west-northwest of Philadelphia and 204 miles (328 km) east of Pittsburgh.The Harrisburg-Carlisle Metropolitan Statistical Area, which includes Dauphin, Cumberland, and Perry counties, had a population of 509,074 in 2000 and grew to 549,850 in 2010. A July 1, 2007 estimate placed the population at 528,892, making it the fifth largest Metropolitan Statistical Area in Pennsylvania after Philadelphia, Pittsburgh, Allentown-Bethlehem-Easton (the Lehigh Valley), and Scranton-Wilkes Barre. The Harrisburg-Carlisle-Lebanon Combined Statistical Area, including both the Harrisburg-Carlisle and Lebanon Metropolitan Statistical Areas, had an estimated population of 656,781 in 2007 and was the fourth-most populous metropolitan area in the state.Harrisburg played a notable role in American history during the Westward Migration, the American Civil War, and the Industrial Revolution. During part of the 19th century, the building of the Pennsylvania Canal and later the Pennsylvania Railroad allowed Harrisburg to become one of the most industrialized cities in the Northeastern United States. The U.S. Navy ship USS Harrisburg, which served from 1918 to 1919 at the end of World War I, was named in honor of the city.In the mid-to-late 20th century, the city's economic fortunes fluctuated with its major industries consisting of government, heavy manufacturing including the production of steel, agriculture (the greater Harrisburg area is at the heart of the fertile Pennsylvania Dutch Country), and food services (nearby Hershey is home of the chocolate maker, located just 10 miles (16 km) east of Harrisburg). In 1981, following contractions in the steel and dairy industries, Harrisburg was declared the second most distressed city in the nation. The city subsequently experienced a resurgence under its former mayor Stephen R. Reed, with nearly $3 billion in new investment realized during his lengthy tenure.The Pennsylvania Farm Show, the largest free indoor agriculture exposition in the United States, was first held in Harrisburg in 1917 and has been held there every early-to-mid January since then. Harrisburg also hosts an annual outdoor sports show, the largest of its kind in North America, as well as an auto show, which features a large static display of new as well as classic cars and is renowned nationwide. Harrisburg is also known for the Three Mile Island accident, which occurred on March 28, 1979 near Middletown.In 2010 rated Harrisburg as the second best place in the U.S. to raise a family. Despite the city's recent financial troubles, in 2010 The Daily Beast website ranked 20 metropolitan areas across the country as being recession-proof, and the Harrisburg region landed at No. 7. The financial stability of the region is in part due to the high concentration of state and federal government agencies. The finances of the city itself however, have been poorly managed and its inability to repay its bond debt has created an ongoing fiscal crisis.Harrisburg is the metropolitan center for some 400 communities.[54] Its economy and more than 45,000 businesses are diversified with a large representation of service-related industries, especially health-care and a growing technological and biotechnology industry to accompany the dominant government field inherent to being the state's capital. National firms either headquartered in the region or with major operations include Machinery.[55] The largest employers, the federal and state governments, provide stability to the economy. The regions extensive transportation infrastructure has allowed it become a prominent center for trade, warehousing, and distribution.[54]

 

Altoona is a city in Blair County, Pennsylvania, United States. It is the principal city of the Altoona Metropolitan Statistical Area (MSA). The population was 46,320 at the time of the 2010 Census, making it the tenth most populous city in Pennsylvania. The Altoona MSA includes all of Blair County and was recorded as having a population of 127,089 at the 2010 Census, around 100,000 of which live within a 5-mile (8.0 km) radius of the Altoona city center according to U.S. Census zip code population data. This includes the adjacent boroughs of Hollidaysburg and Duncansville, adjacent townships of Logan, Allegheny, Blair, Frankstown, Antis, and Tyrone, as well as nearby boroughs of Bellwood and Newry.Having grown around the railroad industry, the city is currently working to recover from industrial decline and urban decentralization experienced in recent decades. The city is home to the Altoona Curve baseball team of the Double A Eastern League, which is the Double A affiliate of the Major League Baseball team Pittsburgh Pirates. It also houses the 75+ year-old Altoona Symphony Orchestra, under the direction of Teresa Cheung. Prominent landmarks include the Horseshoe Curve, the Railroaders Memorial Museum, the Mishler Theatre, the Cathedral of the Blessed Sacrament, and the Jaffa Shrine Center.Historically, the sole economic force driving the growth of Altoona into a City was the Pennsylvania Railroad. While the various local railroad shops still employ over a thousand people, they are no longer the driving economic engine of the area.

 

York (Deitsch: Yarrick), known as the White Rose City (after the symbol of the House of York), is a city located in York County, Pennsylvania, United States, which is in the South Central region of the state. The population within the city limits was 43,718 at the 2010 census, which was a 7.0% increase from the 2000 count of 40,862. When combined with the adjacent boroughs of West York and North York and surrounding Spring Garden, West Manchester, and Springettsbury townships, the population of Greater York is 108,386. York is the county seat of York County,[1] and is located at . York is currently the 14th largest city in Pennsylvania.

 

Wilkes-Barre /'w?lksb�ri/ is a city in the State of Pennsylvania and the county seat of Luzerne County. It is one of the principal cities in the Scranton�Wilkes-Barre�Hazleton, PA Metropolitan Statistical Area. Located at the center of the Wyoming Valley it is second only to the nearby city of Scranton. The Scranton�Wilkes-Barre�Hazleton, PA Metropolitan Statistical Area had a population of 563,631 as of the 2010 Census making it the fourth largest metro/statistical area in the state of Pennsylvania. Wilkes-Barre and the surrounding Wyoming Valley are framed by the Pocono Mountains to the east, the Endless Mountains to the west and the Lehigh Valley to the south. The Susquehanna River flows through the center of the valley and defines the northwestern border of the city.Wilkes-Barre was founded in 1769 and formally incorporated in 1806. The city grew rapidly after the discovery of nearby coal reserves and the arrival of hundreds of thou of immigrants. The city reached the height of its prosperity in the first half of the 20th century when its population reached just over 86,000. Following World War II, the city's economy declined and the Knox Mine disaster accelerated this trend when large portions of the area's coal mines were flooded. Today the city has a population of 41,498, making it the 13th largest city in the Commonwealth of Pennsylvania.

 

Chester is a city in Delaware County, Pennsylvania, United States, with a population of 33,972 at the 2010 census. Chester is situated on the Delaware River, between the cities of Philadelphia and Wilmington, Delaware.Chester began losing its mainstay shipyard and automobile manufacturing jobs as early as the 1960s, causing the population to be halved in fifty years from over 66,000 in 1950 to under 37,000 in 2000. Poverty and crime rose as the city declined. In 1995, the state designated Chester as a financially distressed municipality. Soon thereafter, the city's schools ranked last among the state's 501 districts, leading Pennsylvania education officials in 2001 to hire the for-profit Edison Schools to run the local school district for three years.

 

Williamsport is a city in and the county seat of Lycoming County, Pennsylvania in the United States. In 2009, the population was estimated at 29,304. It is the principal city of the Williamsport, Pennsylvania Metropolitan Statistical Area, which has a population of about 117,000.Williamsport was settled by Americans late in the 18th century and the town began to prosper due to its lumber industry. By the early 20th century the town reached the height of its prosperity and the population has since declined by about a third from its peak of around 45,000 in 1950.Williamsport is the birthplace of Little League Baseball and nearby South Williamsport is the headquarters of Little League Baseball and annually hosts the Little League World Series in late summer.Williamsport's top ten employers are Susquehanna Health, the Pennsylvania State Government, the Pennsylvania College of Technology, Williamsport Area School District, Springs

 

Easton is a city in and the county seat of Northampton County, Pennsylvania, United States.[1] The city's population was 26,800 as of the 2010 census. Easton is located at the couence of the Delaware River and the Lehigh River, roughly 55 miles (89 km) north of Philadelphia and 70 miles (110 km) west of New York City.Easton is the easternmost city in the Lehigh Valley, a region of 731 square miles (1,893 km�) that is home to more than 800,000 people. Together with Allentown and Bethlehem, the Valley embraces the Allentown-Bethlehem-Easton metropolitan area, including Lehigh, Northampton, and Carbon counties within Pennsylvania, and Warren County in the adjacent state of New Jersey. Easton is the smallest of the three Lehigh Valley cities, with approximately one-fourth of the population of the largest L"

"

ghs, and Home Rule Municipalities) in the county after Pittsburgh.Settled in 1795 and named in honor of John McKee, its founder, McKeesport remained a village until 1830 when coal mining began in the region. Large deposits of bituminous coal existed.McKeesport was incorporated as a borough in 1842 and as a city in 1891. Its population grew steadily until the mid-20th century, when it peaked in the 1940s. The city's population in 1900 was 34,227; in 1910, 42,694; in 1920, 45,975; and in 1940, 55,355. The decrease in the population since the 1940s is attributable to the general economic malaise that descended upon the region when the steelmaking industry moved elsewhere. The major employer was the National Tube Works, a manufacturer of iron pipes, which once employed 10,000 men. McKeesport was the site of the first five-and-ten-cent store.

 

Hermitage is a city in Mercer County, Pennsylvania, United States. The population was 16,220 at the 2010 census. It is part of the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area and is also included in the more extensive Youngstown-Warren, OH-PA Combined Statistical Area.

 

Greensburg is a Laurel Highlands city in Westmoreland County, Pennsylvania, United States, and a part of the Pittsburgh Metro Area. The area lies within the ecoregion of the Western Allegheny Plateau. The city is named after Nathanael Greene, a major general of the Continental Army in the American Revolutionary War. Greensburg is the county seat of Westmoreland County, with a population of 14,892 people residing in the city, and a combined total of around 60,000 people in the 15601 zip code, which is split among multiple municipalities, including Hempfield Township, Salem Township, Unity Township and Mount Pleasant Township.Located southeast of Pittsburgh, Greensburg is a major business, academic, tourism and cultural center in Western Pennsylvania. It is evident as the city's population doubles during work hours. The city ranks seventh in Pennsylvania in terms of daytime growth, behind Pittsburgh, Philadelphia, Harrisburg, King of Prussia, Lancaster, and State College. It also ranks 16th in the United States for daytime growth among towns with a resident population between 15,000 to 24,999. In 2007, Greensburg was ranked as one of the ""Best Places to Retire"" in Pennsylvania by & World Report.Originally a railroad stop on the Pennsylvania Railroad, Greensburg quickly became the center of the coal mining industry in the region by the late 19th century when large areas of soft coal were discovered nearby. This contributed to the growth and development of the growing county seat. Many businesses and inns flourished within Downtown Greensburg for many years, and once boasted four major department stores � .

 

Pottsville is a city in, and the county seat of, Schuylkill County, Pennsylvania, United States. The population was 14,324 at the 2010 census, and is the principal city of the Pottsville, PA Micropolitan Statistical Area. The city lies along the west bank of the Schuylkill River, 97 miles (156 km) north-west of Philadelphia. It is located in Pennsylvania's Coal Region.

 

Sharon is a city in Mercer County, Pennsylvania, in the United States, 75 miles (121 km) northwest of Pittsburgh. It is part of the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area and is also included in the more extensive Youngstown-Warren, OH-PA Combined Statistical Area.

 

Butler is a city and the county seat of Butler County in the U.S. state of Pennsylvania. It is located 35 miles (56 km) north of Pittsburgh and part of the Pittsburgh metropolitan area. As of the 2010 census, the city population was 13,757. Butler was named the 7th best small town in America by Smithsonian magazine in May 2012.Major employers:

 

Washington is a city in and the county seat of Washington County, Pennsylvania, United States, within the Pittsburgh, PA Metropolitan Statistical Area in the southwestern part of the state. The population was 13,663 at the 2010 census.

 

Meadville is a city in and the county seat of Craw County, Pennsylvania, United States. The city is within 40 miles of Erie, Pennsylvania and within 90 miles of Pittsburgh, Pennsylvania. It was the first permanent settlement in northwest Pennsylvania. The population was 13,388 at the 2010 census. The city of Meadville is the principal city of the Meadville, PA Micropolitan Statistical Area. As well as one of two cities, the other being Erie, that make up the larger Erie-Meadville, PA Combined Statistical Area.

 

New Kensington, known locally as New Ken, is a city in Westmoreland County in the U.S. state of Pennsylvania, situated along the Allegheny River 18 miles (29 km) northeast of Pittsburgh. The population was 13,116 at the 2010 Census. The mayor is Tom Guzzo (D), elected in 2009; he succeeded Frank Link (D), elected in 2001.

 

Coatesville is a city in Chester County, Pennsylvania, United States. The population was 13,100 at the 2010 census. Coatesville is approximately 39 miles west of Philadelphia.Coatesville grew up around the Steel Company. was bought by the Bethlehem Steel Corporation in 1997. In 2002, Bethlehem was bought by the then Ohio-based Steel Group (ISG).

 

St. Marys is a city in Elk County, Pennsylvania, United States. The population was 13,070 at the 2010 census. Originally a small town inhabited by mostly Bavarian Roman Catholics, it was founded December 8, 1842. It is home to Straub Brewery and the first Benedictine convent in the United States. In 1992, the borough of St. Marys absorbed the surrounding township of Benzinger and incorporated as a city.St. Marys lies in the center of Pennsylvania's elk country. It is one of the few places east of the Mississippi River that allows hunting of wild elk. The area is known for its access to outdoor activities, including trout streams and state hunting lands inside the city limits.[]

 

Lower Burrell is a city in Westmoreland County in the U.S. state of Pennsylvania. Located approximately 18 miles northeast of Downtown Pittsburgh, it is part of the Pittsburgh Metro Area. The population was 11,761 at the 2010 census.

 

Oil City is a city in Venango County, Pennsylvania, that is known in the initial exploration and development of the petroleum industry. After the first oil wells were drilled nearby in the 1850s, Oil City became central in the petroleum industry while hosting headquarters for the Pennzoil, Quaker State, and Wolf's Head motor oil companies. Tourism plays a prominent role in the region by promoting oil heritage sites, nature trails, and Victorian architecture. The population was 10,557 at the 2010 census, and is the principal city of the Oil City, PA Micropolitan Statistical Area.

 

Nanticoke is a city in Luzerne County, Pennsylvania, United States. The population was 10,465 at the 2010 census.

 

Uniontown is a city in Fayette County, Pennsylvania, 46 miles (74 km) southeast of Pittsburgh and part of the Pittsburgh Metro Area. The population was 10,372 at the 2010 census. It is the county seat and largest city of Fayette County.

 

Sunbury /'s?nb?ri/ is a city in Northumberland County, Pennsylvania, United States. It is on the east bank of the Susquehanna River, just downstream of the couence of its main and West branches. It dates to the early 18th century and is the county seat of Northumberland County.Thomas Edison features in the town's history, and the historic Edison Hotel was renamed in his honor. Other historic sites include the Beck House, Northumberland County Courthouse, and Sunbury Historic District, all listed on the National Register of Historic Places. Sunbury is the principal city in the Sunbury, PA Micropolitan Statistical Area and one of three principal cities in the Bloomsburg-Berwick-Sunbury, PA Combined Statistical Area.Sunbury's population was 9,905 at the 2010 census.The city and state struggle economically, part of America's ""Rust Belt"". A Brookings Institution publication has cited reasons including a lack of inter-municipal coordination and cooperation, a changing employment base and a dearth of jobs paying a living wage, out-migration of young people, an aging population, the need for workforce development, and an inequitable local tax structure.[44]

 

The city of Lock Haven is the county seat of Clinton County, in the U.S. state of Pennsylvania. Located near the couence of the West Branch Susquehanna River and Bald Eagle Creek, it is the principal city of the Lock Haven, Pennsylvania, micropolitan statistical area, itself part of the Williamsport�Lock Haven combined statistical area. At the 2010 census, Lock Haven's population was 9,772.Built on a site long favored by pre-European peoples, Lock Haven began in 1833 as a timber town and a haven for loggers, boatmen, and other travelers on the river or the West Branch Canal. Resource extraction and efficient transportation financed much of the city's growth through the end of the 19th century. In the 20th century, a light-aircraft factory, a college, and a paper mill, along with many smaller enterprises, drove the economy. Frequent floods, especially in 1972, damaged local industry and led to a high rate of unemployment in the 1980s.The city has three sites on the National Register of Historic Places�Memorial Park Site, a significant pre-European archaeological find; Heisey House, a Victorian-era museum; and Water Street District, an area with a mix of 19th- and 20th-century architecture. A levee, completed in 1995, protects the city from further flooding. While industry remains important to the city, about a third of Lock Haven's workforce is employed in education, health care, or social services.Lock Haven's economy, from the city's founding in 1833 until the end of the 19th century, depended heavily on natural resources, particularly timber, and on cheap transportation to eastern markets.[26] Loggers used the Susquehanna River and Bald Eagle Creek to float timber to sawmills in Lock Haven and nearby towns. The West Branch Canal, reaching the city in 1834, connected to large markets downstream, and shorter canals along Bald Eagle Creek added other connections.[18] In 1859, the first railroad arrived in Lock Haven, spurring trade and economic growth.[26]

 

Warren is a city in Warren County, Pennsylvania, United States, located along the Allegheny River. The population was 9,710 at the 2010 census. It is the county seat of Warren County. It is home to the headquarters of the Allegheny National Forest and the Cornplanter State Forest. It is also the headquarters for the Chief Cornplanter Council, the oldest continuously chartered Boy Scouts of America Council, and the catalog company Blair. Warren is the principal city of the Warren, PA Micropolitan Statistical Area.

 

Jeannette is a city in Westmoreland County, Pennsylvania, United States, and a suburb of Pittsburgh. Jeannette was founded in 1888. The city got its name from one of the original city fathers, who wished to honor his wife by giving the new town her first name: Jeannette. The city just recently celebrated their 125th anniversary in July 2013. The population was 9,654 according to the most recent 2010 census.

 

Aliquippa is a city in Beaver County in the U.S. state of Pennsylvania; it is within the Pittsburgh, PA Metropolitan Statistical Area. The population was 9,438 at the 2010 census. Formerly the borough of Aliquippa, it was formally named a city in 1987 by the Aliquippa Borough Council.

 

Beaver Falls is a city in Beaver County, Pennsylvania, United States. The population was 8,987 at the 2010 census. It is located 31 miles (50 km) northwest of Pittsburgh, and on the Beaver River, six miles (9 km) from its couence with the Ohio River.

 

Latrobe /le?'tro?b/ is a city in Westmoreland County, Pennsylvania in the United States, approximately 40 miles (64 km) southeast of Pittsburgh.The city population was 8,338 as of the 2010 census (9,265 in 1990). It is located near Pennsylvania's scenic Chestnut Ridge. Latrobe was incorporated as a borough in 1854, and as a city in 1999. The current Mayor is Rosemarie M. Wol.Among its claims to fame, Latrobe is the home of the Latrobe Brewery (the original brewer of Rolling Rock beer), Saint Vincent College, and golfer Arnold Palmer. It was the childhood home of Fred Rogers, children's television personality who was buried there in Unity Cemetery after his death in 2003. In addition, it is the birthplace of trumpeter Dennis Ferry. While it was believed for years that the first professional football game was played in Latrobe, the city's claim was refused induction into the Hall of Fame records. Latrobe is also home of the first banana split, invented in Latrobe by David Strickler in 1904.[] Latrobe is home to the training camp of the six time champion, Pittsburgh .In May 2006, purchased the Rolling Rock brands, but not the brewery. In June 2006, City Brewing Company from La Crosse, Wisconsin entered into negotiations to buy the brewery. In September 2006, City Brewing Company agreed to purchase the brewery, and they licensed it to the Boston Beer Company in April 2007 as a satellite brewery to produce Samuel Adams beers. Sam Adams production did not last long. The plant is currently brewing Iron City Beer under contract. In addition, Duquesne Bottling Company has brewed the revived Duquesne Beer, ""The Prince of Pilseners"", at the Latrobe plant.

 

Carbondale is a city in Lackawanna County, Pennsylvania, United States. Carbondale is located approximately 15 miles due northeast of the city of Scranton in Northeastern Pennsylvania. The population was 8,891 at the 2010 census.The land area that became Carbondale was developed by William and Maurice Wurts, the founders of the Delaware and Hudson Canal Company, during the rise of the anthracite coal mining industry in the early 19th century. Carbondale was the site of the first deep vein anthracite coal mine in the United States. It was also a major terminal of the Delaware and Hudson Railroad.Like many other cities and towns in the region, Carbondale has struggled with the demise of the once-prominent coal mining industry that had once made the region a haven for immigrants seeking work so many decades ago. Immigrants from Wales, England, Scotland, Ireland, and from throughout continental Europe came to Carbondale in the course of the nineteenth and early-twentieth centuries to work in the anthracite and railroading industries.

 

Brad is a small city located in rural McKean County, Pennsylvania, in the United States 78 miles (126 km) south of Buffalo, New York. Brad is the principal city in the Brad, PA Micropolitan Statistical Area.Brad is the home of Zippo, a manufacturer of collectible pocket lighters, and Case, which is owned by Zippo and makes collectible knives. In February 2009, the two companies employed 1,117 people, but significant layoffs have taken place since then. After Zippo and Case, the second largest employer is Brad Regional Medical Center (BRMC), which employed 759 in February 2009. BRMC underwent a significant campus expansion in 2006. Other major employers in February 2009 included Beacon Light (682 employees), which is responsible for the over seeing of troubled youth. Brad Area School District (474) and Wal-Mart (378). The nearby Federal Prison employed 301 at that time.

 

DuBois /'du?b??z/ DOO-boys is a city in Clearfield County, Pennsylvania, United States, 91 miles (146 km) northeast of Pittsburgh. The population was 7,794 at the 2010 census. It is the principal city in the DuBois, PA Micropolitan Statistical Area. DuBois is also one of two principal cities, the other being State College, that make up the larger State College-DuBois, PA Combined Statistical Area.

 

Pittston is a city in Luzerne County, Pennsylvania, United States. It is situated between Scranton and Wilkes-Barre. The city gained prominence in the late 19th and early 20th centuries as an active anthracite coal mining city, drawing a large portion of its labor force from European immigrants. The population was 7,739 as of the 2010 census. At its peak in 1920, the population of Pittston was 18,497. The city consists of three sections: The Downtown (in the center of the city), the Oregon Section (in the southern end), and the Junction (in the northern end).

 

Monessen is a city in Westmoreland County, Pennsylvania, United States. The population was 7,720 at the 2010 census. In 1940, 20,257 people lived there. In 1990 the population was 13,026. Monessen is the most southwestern municipality of Westmoreland County. Steel-making was a prominent industry in Monessen, which was a Rust Belt borough in the ""Mon Valley"" of southwestern Pennsylvania that became a third-class city in 1921. It is near Charleroi and Donora, two similar places with similar histories.

 

Connellsville is a city in Fayette County, Pennsylvania, USA, 57 miles (92 km) southeast of Pittsburgh on the Youghiogheny River, a tributary of the Monongahela River. It is part of the Pittsburgh Metro Area. The population was 7,637 at the 2010 census.

 

Shamokin (/??'mo?k?n/; Saponi Algonquian �Schahamokink� ""place of eels"") (Lenape: Shah�mokink ) is a city in Northumberland County, Pennsylvania, at the western edge of the Anthracite Coal Region. (The original Saponi village of Shamokin, of the same name, was located near the current site of Sunbury, the seat of Northumberland County.) At the 2010 census the population was 7,374 residents. The city of Shamokin is bordered by its sister community, Coal Township, Pennsylvania, and by the world's largest man-made mountain, the Glen Burn Colliery . The colliery was in operation until the 1970s and was left abandoned.

 

Clairton is a city in Allegheny County, Pennsylvania, United States, along the Monongahela River. It is part of the Pittsburgh Metropolitan Area. The population was 6,796 at the 2010 census. Under Pennsylvania legal classifications for local governments, Clairton is considered a third-class city. It is home to Clairton Works, the largest coke manufacturing facility in the United States.The city was the setting for the movie The Deer Hunter (1978), although none of the movie was actually filmed there (other mill towns in the Monongahela River Valley and elsewhere in the tri-state area were used). Even the opening scene, which features a large sign saying ""Welcome to Clairton, City of Prayer,"" was shot in Mingo Junction, Ohio, although its verbiage is based on smaller signs posted at the city's boundaries during the mid-1960s (as a response to the Supreme Court's 1963 ban on sponsored school prayer).The Montour Trail, a recreational rail-trail, extends from Clairton to Coraopolis, Pennsylvania.

 

Corry is a city located in northwestern Pennsylvania in the United States. With a population of 6,605 at the 2010 United States Census, it is the second largest city in Erie County. Corry is a part of the Erie, PA Metropolitan Statistical Area. The city became famous in the late-19th and early-20th centuries for being the manufacturer of Climax locomotives.

 

Franklin is a city in Venango County, Pennsylvania, United States. The population was estimated 6,545 in the 2010 census. It is the county seat of Venango County. Franklin is part of the Oil City, PA Micropolitan Statistical Area.

 

Titusville is a city in Craw County, Pennsylvania, United States. The population was 5,602 at the 2010 census, and is part of the Meadville, PA Micropolitan Statistical Area and Erie-Meadville, PA Combined Statistical Area. Titusville is where the ""modern oil industry began.""

 

Duquesne /du?'ke?n/ is a city along the Monongahela River in Allegheny County, Pennsylvania, United States, within the Pittsburgh metropolitan area. The population was 5,565 at the 2010 census.

 

Arnold is a city in Westmoreland County, Pennsylvania, United States, within the Pittsburgh metropolitan area. The population was 5,157 at the 2010 Census.

 

Farrell is a city in Mercer County, Pennsylvania, United States. The population was 5,111 at the 2010 census. It is part of the Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area and is also included in the more extensive Youngstown-Warren, OH-PA Combined Statistical Area.The city government provides numerous incentives to entice new businesses to locate within its borders. Today, some of the major contributors to Farrell's business base include:

 

Monongahela, colloquially ""Mon City"", is a City in Washington County, Pennsylvania, United States (ZIP code 15063) and is part of the Pittsburgh, PA Metropolitan Statistical Area, located approximately 17 miles (27 km) south of the city proper. The population was 4,300 at the 2010 census.One of only two cities in Washington County, and the second smallest city in Pennsylvania (after Parker, Pennsylvania), Monongahela sits at the intersection of Pennsylvania state routes 136, 88, and 837, all of which constitute the city's Main Street. The City is served by Ringgold School District.

 

Parker is a city located in Armstrong County, Pennsylvania, United States. It is located in the extreme northwestern portion of the county. The population was 840 at the 2010 census. The city was named for Judge John Parker, a lead surveyor of Lawrenceburg and founder/owner of Parker's Landing, the two villages which were combined to create Parker.Parker is sometimes referred to as the ""Smallest City in the U.S.A."". Parker was incorporated as a city on March 1, 1873 by special state legislation in the midst of the northwestern Pennsylvania oil boom. The new municipality was called ""Parker"" and was made up of the earlier villages of Parker's Landing (on the Allegheny River) and Lawrenceburg (on the bluff above the river). Residents assumed that Parker would quickly become a major population center, and, at the height of the oil boom, the population of Parker grew to over 20,000. The boom quickly went bust, however, and by the 1880s the ""city"" returned to its historic, small village size, and a population of approximately 1,000.Parker received national attention again in 2014 when a massive ice jam along the Allegheny River formed and started some minor flooding. The jam was so massive that it attracted tourists to the area, and even a local bar named a drink after the ice jam. The ice jam was severe enough that the National Weather Service issued a flood warning for the area in case the ice started melting.

 

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Pennsylvania

 

You may likely have heard of freight factoring but your company may well not know what it is or more significantly exactly what it can do for your business. Truck Factoring also called receivables finance is a type of asset based lending that will improve a business' short-term cash needs. This is not a loan; no debt obligation is taken on by Receivable Funding ,and the funds are unrestricted. Account Receivable Funding Companies in Receivable From Factor Factoring Companies PA at Staffingresource.org- supplying invoice factoring services deals factoring-companies-pa

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Pennsylvania

Account Receivable Funding Companies

In the United states of America, where truck firms prosper, factoring enterprises are not considered taking on loan in any capacity. This private deal then permits both groups to benefit and experience a comfortable future-- it gives the factoring provider a warranted resource of cash flow to add to the list and it provides the trucking firm the needed cash that they sweated to acquire.

 

 

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Factoring Invoice Rate Companies

Given that, relying on the size of the job, it can take up to 60 days for several businesses to get compensated then it's important to take care of your own back and certainly not leave yourself resources short to settle the monthly bills. After all, how many business enterprises possess two months income just lying there to handle all their overheads till they get paid?

 

 



Trucking Factoring Companies-Usloadsource.Com

 

Iron smelting, made possible by abundant supplies of ore and of hardwoods for the furnaces, became important in the 18th cent. In the 19th cent., after the Bessemer process made the use of its great bituminous deposits economical, Pennsylvania quickly emerged as the nation's leading steel producer, but the industry has since declined dramatically. Another Pennsylvania resource, anthracite coal, found in the northeast, long made the state a dominant force in American railroading. In the early 21st cent., shale gas has driven a drilling boom in N and W Pennsylvania. Heavy industry has declined in general, but the state still manufactures metal products, transportation equipment, foodstuffs, machinery, chemicals, and a wide variety of plastic, rubber, stone, clay, and glass products. Agriculture is concentrated in the fertile counties of the southeast, and prized farmlands lie in the Great Appalachian Valley, rich with limestone soils; here the Pennsylvania Dutch farmer built a culture that is identified with the bountiful agrarian life. Principal agricultural products include dairy products, cattle, hay, corn, wheat, oats, mushrooms, poultry, potatoes, and fruit.

 

Factoring For Trucking Companies

In the United states of America, where truck firms prosper, factoring enterprises are not considered taking on loan in any capacity. This private deal then permits both groups to benefit and experience a comfortable future-- it gives the factoring provider a warranted resource of cash flow to add to the list and it provides the trucking firm the needed cash that they sweated to acquire.

 

 



Trucking Factoring Companies-Usloadsource.Com

 

 

 

Factoring Accounts Receivable

 

Factoring Accounts Receivable

 

At one time or another, every company, even successful ones, have actually experienced bad cash flow.

Cash flow does not have to be a problem any more. Do not be deceived -- banks are not the only places you can get funding. Other options are available and you do not have to borrow. Exactly what is trucking factoring ? One option is called trucking factoring. Trucking Factoring is the procedure of offering accounts receivable to an investor instead of waiting to gather the cash from the client. Oh, the Irony- Trucking factoring has a paradoxical distinction: It is the financial foundation of numerous of America's most successful companies. Why is this paradoxical ? Since receivable funding is not taught in business colleges, is seldom mentioned in business strategies and is fairly unknown to bulk of most of American business people.

Yet it is a financial process that frees billions of dollars every year, allowing thousands of companies to grow and prosper. Invoice Factoring has actually been around for countless years. Truck Factoring Businesses are investors who pay money for the right to receive the future payments on your invoices. An unpaid receivable or invoice has value. It is a financial obligation your customer has actually agreed pay in the near future. Factoring Principals--Although factoring offers solely with business-to-business deals, a large percentage of the retail business utilizes a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail transactions. Utilizing the purest definition of the word, these large customer finance companies are truly just big Commercial Factoring Companies of customer paper. Think about it: You purchase at Sears and charge it to your MasterCard. The shop gets paid practically instantly, even though you do not pay until you are prepared.

For this service, the charge card business charges Sears a fee (typical common normal charges vary from two to 4 percent of the sale). The Benefits Staffing Factoring can provide numerous advantages to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on a product that has currently been provided, a company can factor (sell) its receivables for cash at a small price cut off the dollar value of the invoice. Payroll, marketing efforts, and working capital are just a few of the company needs that can be satisfied with instant  money.

Invoice Factoring offers the ways for a manufacturer to renew stock and make more products to offer: There is no longer a requirement to await for earlier sales to be paid. FACTORING is not just a cash management tool for manufacturers: Almost any kind business can benefit from Trucking Factoring. Generally, a company that extends credit will have 10 to 20 percent of its annual sales tied up in invoices at any given time. Think for a moment about exactly how much is bound in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a customer s invoice, however you can offer that invoice for the money to satisfy those responsibilities. Using trucking factoring companies is a quick and simple procedure. The factor purchases the invoice at a discount, usually a couple of portion points less than the stated value of the invoice.

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The United states Truck Association
mentions that there around
205,000 truck drivers with freight trucking
businesses and
276,000 private service providers trucking
firms accredited to
operate in America that carried,
according to their latest searchings for billions of
items, supplies and
basic products .
There are several usual
providers either going solo or in
groups on our country
roadways carrying these
vital items to our
shops, manufacturingplants and ports.

Plus  freight invoice factoring
companies service
countless of them and offer their
receivable loan facilities
nationally including
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Factoring Companies PA

 

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Factoring Companies Calculator
This calculator will show you how much you will make by using our Factoring Companies . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our Factoring Companies
Enter the principal balance of your Factoring Companies
(call your Factoring Companies lender and ask for the current payoff amount):
Enter the amount of your monthly Factoring Companies payment:
(invoice amount):
Enter the your Factoring Companies's current interest rate:

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

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Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

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"

�So It is not a loan?� Ron Alexander asked as he leaned back in his chair, crossing his legs. The woman who sat across the desk smiled and shook her head.�Not quite,� she stated.Ron was the owner of a small trucking company which had fallen on some hard times recently. Trucking could be a profitable business, and for a little under a decade, it had been for David. He named his business Harrison Trucking, named after Roberto and Hector, his two grandfathers. They had both been hardworking men, and had done a lot to make Ron the same.Six months ago disaster struck David's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. The financial security of David's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

You could go a month or more before bills were completely paid off. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Ron was an excellent business man, and he certainly hadn't done anything wrong. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.And that's why he found himself across the desk from this woman. Her name was Pearl and she worked for a factoring company. Ron had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Pearl explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Ron agreed. It sounded perfect - perhaps too good?.The woman laughed. �You look like you don�t believe me,� she chuckled.�Oh no, I do: it just sounds too good to be true. I actually thought I might end up losing my business.�Pearl nodded. �We get that a lot. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. We all need help sometimes. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� said Pearl with a smile. �Let's work out a solution to your problem.�And right there and then they created a business profile. Ron filled the form out, with Pearl available to help him if he needed it. The completed profile gave Pearl and her company all the information they needed on David's business, and with this information they would determine if this business would in fact be suitable for Factoring. In truth, not all companies were. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Ron completed his form, Pearl listened to his story and she felt quite sure he would be the ideal candidate for Factoring.Pearl took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook David's hand. He also stood up, and they smiled at each other. Ron walked Pearl to the door where they said 'Goodbye', then he went back into his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. But now, after speaking to Pearl and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.All those long, sleepless nights. The terrifying panic attacks that occurred regardless of where he was. He could feel it all fading away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.His mind wandered back to the very beginning, when he first started his business. At twenty-two and straight out of school he had opened a restaurant. It had been successful. Offering home cooking in his own hometown, his business had really prospered.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took six months off, and during that time he decided to create Harrison Trucking. And that's exactly what he did. Once again he built a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He didn�t think he had it in him, to save this company. But he couldn�t give up. Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He didn�t know how to say quit.And now, because of factoring, he was sure he wouldn�t have to. David's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

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Best Trucking Factoring

 

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Since the mid 1980s Stone Truck & Haul have been successfully running their freight business. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the heady times from 2002 to 2007, Stone was a top rated accounts receivable mastermind of the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. And worse yet, Stone had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. Spring changed to summer, summer changed to fall, and the CEO of Stone, Ronnie Harvey, was beginning to feel very uncomfortable indeed whenever he looked at their weekly Accounts Receivable reports. The number of clients who were late in their payments was continuing to grow.He had gone to his administrators and asked them what the problem had been. Were they doing things different, or wrong, when it came to collecting overdue accounts? When checking his bookkeeper's records this was definitely not the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Stone money had jumped ship and decided to leave him holding the bag.

 

. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Stone hadn't gone elsewhere. They had just gone home.The situation looked dire to Ronnie Harvey. There were goods to ship, employees to pay, trucks to repair and maintain, and continuous overheads that were very extensive when compared to the funds (or lack of) that were incoming. At night he would speak to his wife Veronica and shake his head in frustration.

 

""I have a bad feeling, Lin,"" he'd sadly say to his wife.""Well, what do you think it is?"" she would say.Ronnie would stare off for a moment and then close eyes. He could see the fleet of trucks he had purchased over the years. He could see them on the road, delivering good to all his loyal customers. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. What could cause this ultimate death spiral of business?""I know what it is,"" Ronnie said. ""For way too long I've been relying solely on profits received from invoices. I've let too many of our customers go too long without paying on their bills."" All Veronica could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Veronica was trying so hard to support her husband in these worrying times, while Ronnie was weighed down with the worry of how he was going to handle this situation he found himself in.The following day Ronnie walked into his office with a spring in his step, determined to call each and every client who owed money to Stone Truck & Haul. This wasn't really a very efficient way for a Chief Executive to spend his day, and Ronnie knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Ronnie was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Christineerley knocked at his door.

 

""Ronnie, can I have a word?"" she queried, standing in the doorway.

 

""Sure thing Christine, come on in."" Ronnie leaned back in his chair and looked expectantly at Christineerely.""Well Ronnie, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" Christineerley asked.""It does sound vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Immediately?"" Ronnie interrupted.""Yes, immediately,"" she continued, ""it is actually very simple. We can have an expert account manager review our numbers and help us complete a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It provides a very broad view.""I see,� Ronnie said. �And then what?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. There�s a lot of flexibility depending on the business volume and credit histories. The company will advise us the cost to purchase factoring for our company's accounts receivable. We come to an agreement and the funding starts pouring out.�Ronnie was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""It sounds too good to be true, Christine,"" he said.""Now, now, I know, I thought the same thing. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. And they're flexible Ronnie,"" she drew a circle around a paragraph on the document before him.""How flexible?"" asked Ronnie.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" said Ronnie.He took a deep breath and looked at his secretary with something she recognized as hope.""Precisely�. I think this might just be a way out of the trouble we are in with these folks who owe us money.""Ronnie took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Stone Truck & Haul were professional resources of the company, but they were also long-standing friends. They did not want to throw away these relationships because they were having trouble paying their bills now. Ronnie knew that the economy had taken a hit and he knew that it would probably be a long time before things started to look up again. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. Of course he did not want to lose any more money, but he did not want to lose business either.""Let me go over this tonight Christine, and thankyou."" Christine nodded, stood up and left the office feeling that she had helped her employer keep on his shirt and hers too.Ronnie sat behind his desk and looked over the details Christine had not mentioned in their meeting. What other issues could freight factoring help Stone with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. In fact, Stone could receive up to fifty-percent cash advances upon load pick-ups. Ronnie was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""Well, I'll have to tell Roland about this,"" muttered Ronnie to himself.His son-in-law Roland had liked the idea of Stone so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Ronnie knew the struggles Roland would face, but he still encouraged him to follow his dream. With the faltering economy, if a big fish like Stone was hurting, a little guy like Roland was about to catch his death. Perhaps the antidote to these problems was in freight factoring, and they were about to find out.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Ronnie found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They took that time and refocused effort to offering competitive prices in new territories. Ronnie looked back on the dismal months of life before freight factoring and almost shuddered at the thought. He probably wouldn't be in business today had he not learned just in time about freight factoring.

 

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Factoring Trucking Industry

 

Precisely why Trucking Agencies Employ Factoring Firms.

 

As the operator of your own business enterprise, you may be much more than knowledgeable already of the difficulty in making certain that capital issues do not become a problem down the line. Anyway, the worst thing that can possibly happen for your establishment is to find yourself involved in a long and perplexing situation that leaves you forever trying to find the funds you necessitate on an continuous basis.

 

For virtually any enterprise in this scenario, the complication can come for waiting for work to lapse and actually be provided into your balance. Invoices, checks, and the like could take some time to actually to beprocessed which can easily leave you with short-term capital troubles. Luckily, there are alternatives out there for companies to examine-- and among these is factoring companies.

 

Factoring companies will, in exchange for your statements, provide you with the cash right away to ensure that you do not need to stress over the lingering time frame that could make paying out the expenses and obtaining toolsmore challenging. With this kind of system, invoice factoring can come to be extremely valuable for a lot of companies who need to get out of a cash lure which they have discovered themselves in.

 

Due to the fact that, depending upon the size of the job, it can take up to 60 days for many enterprises to get compensated then it is necessary to take care of your own back and definitely not leave yourself funds short to settle the costs. After all, how many business enterprises have two months cash flow just occupying there to cover all their overheads till they get paid?

 

This is most notably correct of truck companies. They often deal with good deals of invoices which means a notable volume of collection time entails business owner themselves. Seeking to get paid promptly can develop into an extraordinary headache and this is precisely why you make use of truck factoring companies who are thrilled to help out truckers particularly.

 

As all of us determine, trucking is an exceptionally enormous business with many agencies out there employing hundreds of operators. However, numerous of these drivers end up in finances predicaments since they are still expecting work from six weeks in the past to actually pay them. When this is the situation for a trucking agency, choosing factoring agencies for assistance might be the most suitable alternative left.

 

This implies that a trucking firm can pay the paychecks of the personnel, keep all the vehicles refilled with gas and continue to go up, rise and expand without constantly waiting for the cash which is taking too long to come in. Trucking Business enterprises operating without a factoring program used are leaving themselves at substantial risk, as contenders cash out quickly and carry on to develop.

 

There's honestly almost nothing to be troubled about when it comes to making use of a Factoring establishment-- they are not like a financial institution or a person who is going to leave you with a huge mass of debt to repay. You give them authentic invoices from work you have already finished , you are simply accelerating the payment process.

 

In the United States, where trucking enterprises prosper, factoring providers are not considered borrowing in any capacity. This confidential contract then enables both groups to make money and delight in a comfortable future-- it gives the factoring firm a warranted asset of money to include in the list and it furnishes the trucking company the needed cash that they worked hard to generate.

 

The trucking company bestows their invoices to the factoring enterprise. The trucking factoring company then take the payments from the trucking company's customers. Factoring has beenaround for centuries and has been utilized for decades by lots of diverse fields-- but none more so than truckers. While you may miss out on a small part of the money, something like 1-3 % depending upon who you team up with, it implies that you are receiving the funds today and can actually begin putting the resources to work.

 

After all, an IOU or an invoice is not actually going to finance expenses, is it? For trucking enterprises when the cash can be really good one day and gone the next, it is up to the drivers to work smartly and to make sure they are leaving themselves with a substantial amount of time and money to get through the week until they are compensated once again.

 

So the next period your trucking establishment is enduring some short-term cash flow concerns and you are spending too much time chasing slowly paying clienteles, why not begin thinking of making use of a factoring companies as a method to get your money and give yourself a more comfortable future in the eyes of your trucking staff and your bank difference?

 

 

 

 

 

 

 

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Freight Broker Factoring Companies

 

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Factoring in the Future of a Trucking Business: A Story Christopher Anderson let the phone ring on his desk. His morning coffee cooled and his cigarette smoked away in the tray: Christopher is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Anderson Trucking Company was at a turning point of growth and Christopher had to decide if signing with a factoring company was the right way forward.

 

Christopher�s father had started as an owner-operator and had grown Anderson Trucking Company into a fifteen trailer fleet over forty years. Yes, they had survived some very difficult times when it appeared like they might go under, and even Christopher's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. But now things were different: the company was in Christopher's hands and he needed to ensure that this business would be left in great shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. He had employees to pay. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Anderson Trucking look inefficient and weak in what was currently a strong market.

 

His father would have told him to wait and to take his time adding on new technology. Christopher allowed himself a good hard chuckle. His father had been against placing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Christopher knew he was right in his forward thinking. How would he take Anderson Trucking to the next level? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Now it was time for Christopher to do his homework. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He didn�t mind signing an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. He was more than happy with the figures he was offered in percentage terms on the freight bills. It was good money.

 

For Christopher it was quite a relief to be dealing with the factoring company. They were extremely helpful and more personable than the bank staff. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. Factoring was based on the credit of his customers and on their reliability which worked well for Christopher because he and his father had built up good strong relationships over decades with their list of clients. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Anderson Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Feeling happier now, Christopher stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. He suddenly realized that, with this new cash flow, he could actually expand Anderson Trucking Company and who knows, move into Canada, which had always been his dream. He was a happy man again knowing that he had just made a decision which would guarantee the success of his business and his sons would not be inheriting a financial mess.

 

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Billing Accounts Receivables Companies

 

Date Published- 2014- 09-09 Factoring Trucking Receivables

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
Factoring Companies Reviews at Freightbrokerage.Org

 

 

 

 

 

More Freight Broker Factoring Companies -Articles

 

 

 

"

Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. These loans can be a life-saver, but they're not always available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. You'll receive the money faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"

 

 

 

 

 

 

 

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